camel

If some one wishes to start a thread on it, I am happy to post and share my experience/knowledge.

The developers and agents will not tell you all and why should they. This is for obvious reasons but to be fair to them most of them will not know it. My experince in most part of the world is that the staff that you deal with and in their relevent professional capacity do not know further than their job spec.

The old "buyer be aware" applies. Further why should the developer tell you that there is VAT on rental or VAT on interest rates !!!!!!!

In so far as guanteed rental is concerned. I am not a fan of it. The so called guaranteed rent is front loaded and you are only getting your own money back over a period of the agreed time frame. In return you pay direct or indirect tax on it and if you are UK resident for tax purposes you have to declare in your UK Tax return.